Monday, November 23, 2015

CHARGE

                                                            CHARGE

A charge is a security. A company creates charge for securing loans or debenture. Charge is created by way of a mortgage on the assets of the company. Normally, the debentures and other borrowings of the company are secured by creating charge on the assets of the company.
Assets may be both existing and future. Both assets is agreed to be made available as a security for the repayment of debt. The legal right of the creditor can only be enforced at some future date if certain conditions governing the loan are not met. Creditors only get the right to have the security made available/ enforced by an order of the court.

Kinds of charges:
                              A charge on the property of the company as security for debts may be of the following kinds, namely:
1.      Fixed charge.

2.      Floating charge

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